7. Collect coins
Want more cash? Save your coins! Money experts recommend saving all your loose change in a piggy bank. At the end of the year, you'll be surprised by how much you have. Here's how my brother does it though-he only saves five-peso coins. That makes it easier to count his pot, and makes your stash grow faster.
8. Write it down
Dreaming of someday backpacking through India or becoming a pilot? Write down the dreams that make you excited about the future. Include specifics-when, how, why, with whom. Draw if you like. Maybe an image of you singing on Broadway? Seeing it on paper will surely thrill you and drive you to really make it happen.
9. Say it nicely
For the umpteenth time, your parents' answer is a firm no. No to the slumber party, no to the weekend in Tagaytay, no to an after-school movie. If you keep getting the same response, maybe it's time to change the way you ask for permission. Try giving them complete details or offering to bring home some dessert for them. And when you get home, share a few details. Let them hear how much you enjoyed yourself. Don't forget to say thanks!