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This Guy Finished College by Borrowing Money
"Nangutang, nagbayad, naka-graduate!!!"
IMAGE Christian Lopez

"Nangutang, nagbayad, naka-graduate!!!" It's not every day that you get to hear someone proudly say he resorted to utang to finish a college degree, but Christian Lopez, a BSHRM Major in Cruise Management fresh graduate at Jose Rizal University did just that and even shared his story on Facebook.

Unlike most success stories of students whose parents played a major role in financing their education albeit the lack of money, Christian had to find the means by himself, with the help of his sister, and his dad. Read his story below.  

"Oo di ko kinakahiya yan. Ako yung laging naka pila sa registrar dahil sa promissory note tuwing bayaran ng tuition. Ako yung sa loob ng nine na sem (4 years) eh isang beses lang makaranas ng full payment. Ako yung nakaranas na hindi makapag-test dahil hindi pa bayad, ako yung nakaranas na mangutang sa kamag-anak, kaibigan, classmate, kapit bahay, pati sa 5/6, at ultimo sa bumbay."

"Lahat na ata ng hirap naranasan ko na sa maagang edad lalo na nung mawala si Mama. Halos kami lang ng ate ko lahat ang gumagawa ng paraan. Utang dito, utang doon. Pero di ako pwede maging mahina. Walang mangyayari kung puro hiya at takot ang pa-iiralin mo. May times, na gagawa ka ng medyo di maganda para lang maitawid ang araw-araw," Christian shared. He also said that he tried his hand at a small business, even if it meant traveling at great lengths just to sell his products. He would even encounter demanding or rude customers, but he would always take it in stride just to earn whatever small amount he could get.  

"May time na di talaga ako pumapasok kase walang-wala talaga. Yung tipong pag gising ko tulala tapos isip nang isip. May oras pa na binibigyan ako ng classmate ko ng pera para lang may pang-kain ako. Pero madalas, di talaga ako nakakapag exam dahil mahigpit ang school sa policy na 'No permit, No exam.' Pag-ganyan lahat na ng pwede utangan i-me-message ko na kasi pwede ako bumagsak once na hindi talaga ko makahabol sa exam. Nakakahiya na minsan kailangan mo pa lumabas ng room na kusa para di ka na tawagin at tanungin kung nasan ang resibo mo. Swerte na lang pag pwede pakiusapan ang professor. Minsan napapaisip din ako. Pano kung kung may magulang ako na katulong at gagabay na gagawa ng paraan sa mga problema namin?" 

Christian's father is an OFW in Saudi who was also struggling to make ends meet. There was a time when he wasn't able to send money for at least six months because of the crisis happening in the country. He would send money whenever he could, but most of the time, they would use it either to pay the fees in school or their debts, which is why he is forever grateful to the people who lent him and his sister money.

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"Sa lahat ng tumulong sa amin, MARAMING SALAMAT PO! Nabayaran man po namin yung mga napahiram niyo, yung utang na loob po ay habang buhay kong tatanawin sa inyo. AT SYEMPRE KAY LORD GOD. Thank you, G!

"Hindi man ako cum laude, di man ako honorable student at wala man ako matatanggap na kahit ano tulad nung mga nag vi-viral sa Facebook, masaya ako i-share yung kwento ko lalo na sa mga kagaya ko na kapos di lang financially, pero pati sa gabay ng isang tunay na magulang. Sana kahit papano ma-inspire ko kayo na kahit may kulang man sa pamilya niyo, tuloy niyo lang! Kasi ikaw at ikaw pa din ang gagawa ng kinabukasan mo.

"Kaya sa mga estudyante dyan na nangangarap at may plano sa buhay, walang susuko dahil madaming paraan!!!

"AT SA MGA MAY UTANG, BES MAGBAYAD KA NAMAN PARA MAKAULIT KA!!! WAG KANG FEELING MAY AMNESIA!!!

Read Christian's full story below.

Would you have done the same thing Christian did?

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Mara Agner
Assistant Lifestyle and Features Editor
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